Senior Loan Processor /Mortgage Broker Exp

Summary:

The Senior Loan Processor oversees the documentation and submission process for mortgage loans. They serve as the main point of contact to the borrower, real estate agent, mortgage loan officer, mortgage underwriter and 3 party vendors from origination through the close of the mortgage transaction.

Responsibilities:

· Provide professional and expedited customer service to borrower

· Review underwriting approval and LOS for required conditions needed to clear conditions and move file to funding

· Analyze documentation and verify qualifications

· Reach out to customers to obtain and review items to clear underwriting conditions

· Diligently meet company goals, deadlines and SLAs

· Act as liaison and Interact with external 3 party vendors and internal parties to take loan from origination to funding

· Review conditional loan approvals and handle all transactions and processing tasks from approval to closing

· Prepare loan files in LOS for accurate figures at the time of closing

· Schedule closing and coordinates notary with title

· Ensuring loan documents are prepared

· Validate all income and employment verification

· Comply with company lending policies, as well as state and federal lending guidelines

Qualifications:

· 3-5 years minimum experience processing loans (Conventional, FHA, VA, Jumbo, Non-QM, Purchase, HELOCS, Second, manufactured homes, COOPs)

·3-5 years' experience working in a Broker environment

· Ability to calculate income, restructure loan files and analyze and complete 1003 as needed

· Motivated adaptable individual with a strong sense of urgency in a fast-paced environment

· Experience with LOS (Arive), DU, LP, FHA Connection, Doc Magic.

· Superior customer service with the ability to communicate in a professional manner both written and verbal to borrowers

· Proficient in Microsoft Word, Excel, and Outlook

· Ability to multitask and operate independently

Education:

· High School or equivalent required.

· Bachelor's degree preferred.

Other Duties: This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned to meet the needs of the organization.

Job Type:

Full-time - Onsite

Schedule:

8-hour shift M-F

Weekends when needed.

Pay:

$20.00-24.00 + a per file bonus

Payment frequency:

· Paid semi-monthly

Benefits:

· Vision insurance

· Dental insurance

· Health insurance

· Life insurance

· Paid time off

Work Authorization: Must be able to verify identity and employment eligibility to work in the U.S.

Summit Home Lending is proud to be an Equal Employment Opportunity employer. It is our intent to maintain a work environment which is free of harassment, discrimination and retaliation due to age, race religious creed, color, national origin, ancestry, physical disability, mental disability, medical condition, genetic information, marital status, sex (including pregnancy, childbirth, breastfeeding and/or related medical conditions), gender, gender identity, gender expression, sexual orientation, military or veteran status, or any other status protected by federal, state or local laws. Should you require assistance or accommodation due to a disability, you may contact us at (714-881-0163

Job Type: Full-time

Pay: $20.00 - $24.00 per hour

Expected hours: 40 per week

Benefits:

• Dental insurance
  
• Health insurance
  
• Life insurance
  
• Paid time off
  
• Vision insurance
  

People with a criminal record are encouraged to apply

Work Location: In person