ICM Power and Chemicals Underwriter - Vice President

Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a first line of defense business line, to house and consistently manage credit risk activities performed for Citi’s institutional clients. ICM’s objective is to provide integrated end-to-end credit underwriting, identification, measurement, management, and monitoring for wholesale credit across the enterprise. Within ICM, the Credit Underwriting function (“ICM UW†or “UWâ€) provides credit analysis, underwriting, and first line of defense credit approval for periodic / material transaction reviews, and any necessary subsequent credit monitoring across all institutional business including Corporate Banking, Services, and Markets relationships.

ICM Underwriters manage a portfolio of relationships across the North American Corporate Developed Market, being responsible for the continuous monitoring of that portfolio. That includes the production of annual reviews, quarterly reviews, and the support of ad-hoc transactions and portfolio & industry reviews and stress testing, in partnership with the Corporate Banking team and Risk. This role reports to the Power & Chemicals ICM UW industry head.

Key Responsibilities:

Executes, aligned with global and regional strategies, all responsibilities regarding underwriting,

including, but not limited to:

• Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos, and senior approval forums
  
• Detailed review of financial analysis, due diligence, projection modeling, stress testing, risk ratings and other in-depth analysis performed by junior resources
  
• Review and approval of Credit Approval Memos (CAM) packages
  
• Partner with Front Office on structuring and production of term sheet for new transactions
  
• Facilitate relationships with key clients in Banking and Risk and with key Regulators, Internal Audit, and control functions
  
• Support ICM Underwriting organization on strategic initiatives / projects as required
  

Risk Management Experience:

• Senior credit approval authority covering large and complex underwritings, capital commitments, derivatives with multi-industry experience
  
• Experience in and exposure to global credit risk management standards
  
• Ability to understand capital markets products and complex financing and product structures
  
• Ability to provide strategic insights and strong sensitivity to macro and regulatory issues
  
• Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with banking and product organizations
  

Client Relationships / Business Partnership:

• Proven ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitors
  
• Navigates organizational complexity and breaks silos
  
• Creates and sustains a network of strong partnerships with the business in all segments geographies and other risk functions
  
• Provides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships
  
• Proven track record of partnering with global peers in leveraging and implementation of best practices
  

Qualifications:

• 6-10 years risk/risk-related credit work experience in banking/financial institutions
  
• Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit
  
• Demonstrates strong ethics and integrity
  
• Ability to see the ‘big picture� in a complex environment
  
• Can make decisions under pressure and short timeline
  
• Excellent verbal & written communication skills. Active listening skills.
  
• Excellent presentation skills - adept at presenting effectively to audiences of various sizes and various constituencies
  
• Bachelor�s Degree in Finance, Economics or Accounting. Master's Degree preferred
  

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Job Family Group:

Risk Management

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Job Family:

Credit Decisions

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Time Type:

Full time

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Primary Location:

Irving Texas United States

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Primary Location Full Time Salary Range:

$114,720.00 - $172,080.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Most Relevant Skills

Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Anticipated Posting Close Date:

Aug 12, 2025

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